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After a severe car accident, life can change drastically. If you took significant injuries, you may encounter a long road to recovery, an inability to work, earn income, and raise medical bills you cannot afford. At this time, seeking sufficient compensation for accident injuries is vital. But it is crucial to refrain from fighting these legal battles alone. Insurance companies are unwilling to part with profits, so you may not receive the fair settlement recommended you are entitled to — unless you have an experienced Laredo car accident lawyer fighting for you.
If you have been seriously injured in an auto accident in Laredo, Texas, Gonzalez Druker Law Firm is here to help you fight for the compensation you deserve. Our Laredo car accident attorneys have extensive personal injury experience dealing with insurance companies that will evaluate and decide on an amount to offer for settlement of your car accident claim.
Our Laredo car wreck attorneys will help you maximize the compensation you receive through a negotiated settlement. However, when insurance companies refuse to pay the compensation you deserve, our legal team of car accident attorneys are experienced trial lawyers who have the necessary skills to win your case at trial.
To ensure you don’t get shortchanged in your settlement, contact our skilled Laredo car accident lawyers at (956) 728-9191, or via our online form. We can help you understand what your claim is worth.
Helpful Resources
- Texas At-Fault Rule
- What is Modified Comparative Negligence?
- Causes of Car Accidents in Laredo
- Common Car Accident Injuries
- Compensation Available After a Laredo Accident
- Car Accident Liability
- How Much is My Car Accident Claim Worth?
- How Long Will My Claim Take?
- How Long Do I Have To File a Claim?
- Steps To Take After a Car Accident
- How Can A Laredo Car Accident Lawyer Help?
- Importance of Legal Representation After an Accident
- Contact Gonzalez Druker Law Firm Today
Is Texas a No-Fault State for Car Accidents?
No, in the event of a car accident Texas follows a “at-fault” rule to determine who is liable. This means that the driver who is responsible for causing the accident that led to your injuries is also responsible for paying the damages due to you through an insurance carrier.
While this law is straightforward for accidents where only one driver is at fault, many if not most accidents can indeed find both parties at fault in some way. An example of “fault” that is easy to overlook would be driving slightly about the speed limit or failing to put on a turn signal. In these cases, an injured driver can still recover compensation through Texas’ “modified comparative negligence” rule.
What Is The Modified Comparative Negligence Rule in Texas?
A modified comparative negligence rule in Texas means that an injured party who is partially responsible for an accident can still file a claim as long as they are no more than 50% at fault for causing an accident.
However, in this scenario, the percentage of responsibility they are found to bear will be deducted from the overall compensation awarded to them. For example, if you are found to be 10% at fault for the accident, the total compensation awarded to you will also be reduced by 10%.
What Are the Top Causes of Car Accidents in Laredo, Texas?
Living in Laredo, Texas, has many perks, but highway safety is not one of them. Known as “the car accident capital of America,” the State of Texas consistently leads the country in the number of traffic fatalities. In 2022, 4,481 people were killed in auto accidents in Texas. Over 250,000 individuals are involved in crashes resulting to injuries.
You need to call our auto accident lawyers without delay if you were injured in a car accident where the person at fault was:
- Speeding
- Distracted driving
- Drunk driving
- Drugged driving
- Unsafe lane changes
- Reckless driving
- Aggressive driving
- Failure to yield the right of way
- Improper car maintenance
- Teenage drivers
- Elderly drivers
- Drowsy driving
- Failure to obey traffic signals
What Are the Most Common Injuries Caused by Car Accidents?
The consequences of a car accident can be devastating.
Our experienced accident attorneys have helped victims in Laredo who have suffered all types of injury crashes, including:
- Head and brain injuries
- Spinal cord injuries
- Neck and back injuries
- Shoulder injuries
- Leg and knee injuries
- Hand and foot injuries
- Internal injuries
Some accidents in Laredo, TX can be extremely severe, resulting in death. If you have lost a loved one due to a negligent driver, our Gonzalez Druker wrongful death lawyers can help you recover compensation.
What Compensation Is Available After a Car Accident Injury?
If you have been hurt in an auto collision that was someone else’s fault, you will need qualified legal assistance to fight for the compensation to help cover the cost of:
- Medical bills
- Lost wages
- Damages
- And loss of earning capacity
How is Liability for a Car Accident Determined in Texas?
In Texas, establishing liability for a car accident is a multifaceted process that hinges on proving negligence. Negligence occurs when someone fails to act with the prudence and care that a reasonable person would under similar circumstances, leading to an accident. In-depth investigation is key to identifying liable parties, which can include:
- Drivers
- Employers
- Vehicle manufacturers
- Local government entities
Drivers are often the primary focus, with liability attributed to behaviors like speeding, distracted driving, or DUI. Employers can be held liable in cases where their employees cause accidents during work-related activities, a concept known as “vicarious liability.” Similarly, vehicle manufacturers may be responsible under product liability laws if a vehicle defect contributed to the accident.
Establishing liability also involves gathering and analyzing various types of evidence. This may include:
- Traffic surveillance footage
- Black box data from commercial vehicles
- Cell phone records
- The accident report filed by law enforcement
Eyewitness testimonies can also provide on-the-spot accounts of the accident, offering crucial insights into how and why the incident occurred. Additionally, expert witnesses, such as accident reconstruction specialists, can offer professional opinions based on the evidence, further solidifying the case.
In some situations, liability may not be clear-cut, necessitating a thorough investigation and legal knowledge to unravel complex scenarios. This nuanced understanding of liability is essential, as it forms the foundation of any car accident claim in Texas.
How Much Is My Laredo Car Accident Claim Worth?
The value of a car accident claim in Laredo, Texas, can vary significantly based on several factors. Primarily, the extent of injuries and property damage plays a critical role in determining the value of a claim.
Medical Expenses
Medical expenses, both current and future, are accounted for, including:
- Hospital bills
- Rehabilitation costs
- Any long-term care needs
Loss of income is another major factor, particularly if the accident results in an inability to work, either temporarily or permanently.
Non-Economic Damages
Apart from these tangible costs, claims also consider non-economic damages like:
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
These are more subjective and require expert testimony and detailed documentation to quantify.
Punitive Damages
In cases of gross negligence or malicious intent, punitive damages might also be awarded, serving as a punishment to the negligent party and a deterrent for similar actions in the future.
The Available Insurance
Another element affecting the claim’s value is the insurance policies involved. Texas law requires drivers to have minimum liability coverage, but the actual coverage amounts can differ greatly among drivers. The at-fault party’s insurance coverage limits can impact the compensation received, especially in severe accidents where damages exceed these limits. For example, if you get injured due to a negigent semi-truck driver, there is a lot more money on the line since you are dealing with a trucking company. In this case, it is important to contact our Laredo truck accident attorney so they can help you deal with their aggressive insurance companies.
It is important to note that each car accident case is unique, and various nuances can influence the final settlement amount. An experienced car accident lawyer can provide a more accurate estimation by considering all relevant factors of your specific case.
How Long Will My Car Accident Claim Take?
The timeline for resolving a car accident claim in Laredo, Texas, is not fixed and can vary significantly based on several factors:
- The Complexity: The complexity of the case is a primary determinant. Straightforward cases with clear liability and minor injuries may settle in a few months, whereas those involving severe injuries, disputed liability, or complex legal issues can take a year or more.
- The Investigation: One of the first steps in the claims process is the investigation phase, where evidence is gathered, and liability is determined. This can be time-consuming, especially if it involves collecting detailed medical records, waiting for the full extent of your injuries to manifest, or reconstructing the accident scene.
- Negotiations: After the investigation, the claim enters the negotiation phase. This involves discussions between your lawyer and the insurance company to reach a fair settlement. If both parties agree on compensation, the claim can be resolved relatively quickly. However, if negotiations stall or the offer is unsatisfactory, the case may need to go to trial, significantly extending the timeline.
- The Court: The court’s schedule also influences the duration of a car accident claim. Courts can be backlogged, causing delays in trial dates and proceedings.
- Willingness to Settle: Additionally, the willingness of both parties to cooperate and communicate effectively can either shorten or lengthen the process.
To summarize, while some car accident claims in Texas are resolved within a few months, others, particularly those involving severe injuries or legal complexities, can take much longer. An experienced car accident attorney can help navigate these variables and provide a more specific timeline based on the details of your case.
How Long Do I Have to File a Car Accident Claim in Texas?
The time limit for filing a car accident claim in Texas, known as the statute of limitations, is a crucial aspect that victims must be aware of. In Texas, the general rule is that you have two years from the date of the accident to file a lawsuit. This time limit applies to both personal injury and property damage claims.
Exceptions
The statute of limitations is strict, and missing this deadline usually means losing your legal right to seek compensation. However, there are some exceptions to this rule. For instance:
- Cases Involving Minors: if the victim is a minor, the countdown may not start until they turn 18.
- Cases Against the Government: In cases involving government entities, different deadlines and procedures might apply, often requiring action within a much shorter timeframe.
Understanding the statute of limitations is vital because it influences your legal strategy. It is important to start the process early, as gathering evidence and building a strong case can be time-consuming. Early action means that evidence remains fresh, and witnesses’ memories are clear.
The statute of limitations is also a strategic element in negotiations with insurance companies. Knowing the deadline, insurance companies might delay negotiations to pressure you into accepting a lower settlement. Being aware of this tactic and the legal time limit can help you navigate these negotiations more effectively.
In summary, while the standard timeframe to file a car accident claim in Texas is two years, various factors can affect this period. Consulting with an experienced Laredo car accident lawyer can provide clarity on these time limits and ensure that your rights are protected.
Steps to Take after a Car Accident in Laredo, Texas
Typically, drivers find themselves in a dazed state of confusion after colliding with another vehicle. However, it is important to remain as composed as possible at the accident scene and remember to take certain steps that could be crucial to obtaining maximum compensation.
Following a car accident, you should:
- Seek immediate medical attention for your injuries
- Call the police to report the accident
- Ask any witnesses for their contact information
- Collect license plate numbers and insurance and registration info from other drivers
- Take pictures of the accident scene and all vehicles involved in the crash
- Contact our personal injury lawyers prior to speaking to any insurance companies
Something that many people fail to take into consideration after a car crash is their interaction on social media. Be careful not to post anything regarding the accident until your claim is settled. Insurance companies can use the information they find on social media platforms as evidence against you to reduce their liability and the money they owe.
What Can a Car Accident Attorney in Laredo Do to Help the Injured?
If you have been injured in a car accident due to the negligence of another party in Laredo, TX, it is important to seek legal help from an experienced Laredo car accident lawyer. A car accident lawyer near you can provide invaluable assistance throughout the entire process, from filing your claim and negotiating with insurance companies to taking your case to trial if necessary.
Your auto accident lawyer will be knowledgeable about TX laws related to auto accidents. They can help ensure that you receive the maximum compensation for medical expenses, lost wages, pain and suffering, property damages, and other losses resulting from the collision.
Our Laredo personal injury lawyer will help you:
- File a Claim: A car accident attorney can help you file an insurance claim or lawsuit to get compensation for damages related to the auto accident.
- Negotiate with Insurance Companies: An experienced injury lawyer will know how to effectively negotiate with insurance companies in order to maximize your settlement amount.
- Take Your Case To Trial: If an agreement cannot be reached, an experienced car accident attorney is trained and knowledgeable about taking cases before a jury and fighting for what is fair and just.
- Understand Texas Laws Related To Auto Accidents: You must understand all of the TX state’s laws related to auto accidents. If you do not, then you may sign away your legal rights without realizing it. Having proper legal representation present at the time of signing any agreements or contracts relating to your case is paramount to protecting your rights and getting max compensation.
- Maximize Compensation For Medical Expenses, Lost Wages, Pain And Suffering: By having a skilled personal injury lawyer representing you in TX court or during negotiations with insurers, you can rest assured that your damages are properly accounted for. This includes medical expenses, lost wages, pain and suffering resulting from your Laredo car accident.
- Collect Evidence & Gather Witnesses: A good car accident attorney knows how important evidence is when it comes to building a strong case. They can collect the necessary evidence and gather witnesses to help support your claim in TX court.
Understanding the Importance of Legal Representation After a Car Accident
After a car accident, it is crucial to seek legal representation to protect your rights and ensure you receive the compensation you deserve. Our experienced Laredo car accident attorneys have a deep understanding of Texas laws and regulations pertaining to car accidents, and we are dedicated to advocating for our clients’ best interests.
Here are some reasons why having a car accident attorney on your side is essential:
- Knowledge of the legal process: The legal system can be intricate, particularly when interacting with insurance firms and negotiating settlements. Our lawyers have a deep understanding of the legal procedures and can steer you through each phase, safeguarding your rights.
- Investigation and evidence gathering: Our team of attorneys will meticulously investigate the incident, collecting crucial data like law enforcement reports, testimonies from witnesses, and health records. This gathered information is vital in constructing a compelling case and establishing responsibility.
- Negotiating fair settlements: Insurance firms frequently attempt to resolve car accident claims rapidly and for a lesser amount than the victims are entitled to. Our lawyers are adept negotiators who will strive for just compensation for your injuries, healthcare costs, lost earnings, and other losses.
- Representation in court: Should a just settlement prove unattainable, our lawyers are ready to bring your case before the court. We will put forth a persuasive case in your favor, arguing for the highest possible compensation.
- Peace of mind: Coping with the aftermath of a car accident can be difficult, specifically when you are still recovering from injuries. Hiring a car accident lawyer allows you to focus on healing while knowing that your legal challenges are being handled by experienced professionals.
Avoid tackling the intricacies of a car accident case by yourself. Reach out to our Laredo car accident lawyers today for a complimentary consultation, and allow us to champion your cause for rightful justice and compensation.
How the Gonzalez Druker Law Firm, PLLC Can Help
Our law firm has years of experience guiding individuals throughout the personal injury claim process in Laredo. We have accumulated an in-depth knowledge of the laws and procedures surrounding these types of cases and have become skilled negotiators.
Our law firm in Laredo, TX, can help you build a case that proves that your injuries were the result of someone else’s negligence so that you can get the financial compensation that you deserve.